Insurance Appeal Letters

Your claim was denied.
That's not the end.

83% of insurance appeals win — but less than 1% of patients ever file one. Overturned writes your appeal letter in under 60 seconds, citing your insurer's own policy language against them. The same move a lawyer makes. For $19.

Write My Appeal Letter → See how it works ↓
83%
of appeals win when properly filed¹
<1%
of denied patients ever fight back
85M
claims denied in 2024²
¹ KFF/AMA analysis of Medicare Advantage prior authorization appeals, 2022. Outcomes vary by claim type and insurer. ² KFF analysis of CMS data, HealthCare.gov marketplace plans, 2024. See full disclaimer.
How it works
Three steps to a stronger appeal.
01
Paste your denial letter
Copy the denial notice from your insurer and paste it in. Overturned reads the exact denial reason, policy references, and claim details instantly.
02
We write your appeal
Overturned generates a professionally written appeal letter — citing your insurer's own clinical guidelines, your patient rights under federal law, and the strongest arguments available for your specific denial.
03
Submit and get covered
Download your letter and submit it directly to your insurer. It's built to trigger mandatory human review — the kind that exposes lazy automated denials.
Why appeals win
83%
of prior authorization appeals result in full or partial overturn. Insurers count on you giving up. A proper appeal changes everything.
Denials are automated
Initial denials are generated by algorithms, not doctors. No human reviews them. They're designed to look final — and most people treat them that way.
A proper appeal changes everything
A letter that cites the insurer's own policy language triggers mandatory human review. Most automated denials don't survive that scrutiny.
The numbers are on your side
Less than 1% of denied patients ever file an appeal. The process is confusing by design. Overturned removes every barrier between you and the coverage you're owed.
Federal law protects you
The ACA guarantees internal appeal rights for every denied claim. If that fails, you're entitled to an Independent Medical Review by a neutral third party. We write for both.
What we cover
Every denial type.
Every major insurer.
💊
Prior Authorization
Denied prescriptions, brand-name drugs, specialty medications, GLP-1s
🏥
Medical Procedures
Surgeries, imaging, specialist referrals denied as "not medically necessary"
🧠
Mental Health
Therapy, psychiatric care, and substance abuse treatment denials
🩺
Claims Denial
Post-treatment denials, out-of-network billing, emergency care coverage
Durable Equipment
Wheelchairs, CPAP, insulin pumps, prosthetics, home health equipment
🏠
Home Health Care
In-home nursing, physical therapy, rehabilitation after hospitalization
👶
Pediatric Care
Children's therapies, developmental treatments, specialist care denials
Urgent Appeals
Expedited processing when your situation is time-sensitive
Pricing
One price. No surprises.
Single Appeal
$19
one-time
  • 1 appeal letter
  • Generated in under 60 seconds
  • All standard denial types
  • Copy & download instantly
  • Email support
Write My Appeal →
Not sure which plan? Most patients need one appeal. Start with Single and upgrade if you need more.
Overturned is a document preparation and patient advocacy service, not a law firm. We do not provide legal advice. Appeal outcomes are not guaranteed and vary based on individual circumstances, insurer policies, and applicable law. Statistical claims sourced from KFF and AMA analyses of CMS data. For legal representation, consult a licensed attorney.